Scams are attempts to gain money or personal information from people. They can take many forms, including phone calls, emails, texts, and websites.
How to avoid scams
According to the Met Police remember these ten golden rules to help you prevent fraud and beat the scammers:
- Be suspicious of all ‘too good to be true’ offers and deals. There are no guaranteed get-rich-quick schemes.
- Don’t agree to offers or deals immediately. Insist on time to get independent or legal advice before making a decision.
- Don’t hand over money or sign anything until you’ve checked someone’s credentials and their company’s.
- Never send money to anyone you don’t know or trust, whether in the UK or abroad, or use methods of payment you’re not comfortable with.
- Never give banking or personal details to anyone you don’t know or trust. This information is valuable so make sure you protect it.
- Always log on to a website directly rather than clicking on links in an email.
- Don’t just rely on glowing testimonials. Find solid, independent evidence of a company’s success.
- Always get independent or legal advice if an offer involves money, time or commitment.
- If you spot a scam or have been scammed, report it and get help.
- Don’t be embarrassed about reporting a scam. Because the scammers are cunning and clever there’s no shame in being deceived. By reporting it, you'll make it more difficult for them to deceive others.
What can you do:
- Forward suspicious emails to: report@phishing.co.uk
- Forward suspicious text messages to 7726 - it’s free
- Contact Action Fraud if you think you’ve lost money or been hacked because of an online scam or fraud call 0300 123 2040 or report online
Useful Links
Gov.uk - avoid and report internet scams
Age UK - Scams information guide
National Cyber Security Centre - advice for you and your family
Met Police - prevent personal fraud